Why Today's Market Uncertainty Could Be Good News If You're BuyingIf you've been watching headlines about mortgage rates bouncing around and wondering whether now is the "right" time to buy, you're
eXp Realty in Northern Colorado Lenders
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When you work with me, I have a deep commitment to exceeding my client’s expectations in both areas of knowledge and service. In my opinion, the home buying process should be a time filled with excitement and anticipation. My team is determined to keep it that way by offering top notch communication, support, and being available when you need us. We’ll help guide you throughout the entire loan process from application, to closing, and beyond! Here at Academy, we offer one of the largest portfolios of loan solutions to help you achieve homeownership with the speed and upmost priority you deserve. As your mortgage expert, I am dedicated to finding the right loan to best meet your specific needs and financial goals. My team and I take pride in the high level of care we bring and it’s my mission, for you to be so pleased with my services that you can wholeheartedly refer your friends and family. And, to always remain a valuable and trusted mortgage resource for you and your family. On a more personal note, I’m married to a wonderful woman and have 4 great kids. Things that matter the most to me are my faith, family, friends, and my career. I enjoy spending time with my family, working out, coaching, and volunteering for a variety of organizations (Chambers of Commerce, Rotary Club Member, Board of Realtors member and Youth Programs). I look forward to coming to work every morning. I truly love my job and my Academy Mortgage family. People genuinely care about each other and work great together as a team. Academy’s values align with my personal values and our culture is centered on integrity that focuses on family, not files. This creates an environment that is fun, honest, supportive, and family/community driven. Thank you for taking the time to learn more about me and my company. Whether you’re looking to purchase or refinance, it’s an honor to be your lender & I look forward to working with you! May you create countless memories in your home. Calvin Johnson Academy Mortgage Corp - NMLS # 3113 | Equal Housing Lender | Corp State Lic CO #3113 | State Lic CO #10050567Ask A Mortgage Question
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Karen is a fourth generation Coloradan. She began her career in the mortgage industry in 1999. Her enthusiasm and devotion to mortgage financing has driven her to become one of the top nationally ranked mortgage loan originators. She prides herself on professional integrity and navigating her clients through today's complex lending environment -- making what can be an overwhelming process feel seamless and stress-free. This has resulted in the majority of her business coming from past clients and Realtor referrals. Karen has a vast knowledge of underwriting guidelines and programs for purchase and refinance loans. Her mission is to ensure an exemplary customer experience where clients feel they receive professional advice with concise communication and transparency. Her her spare time Karen enjoys concerts, skiing, canyoneering and biking.Ask A Mortgage Question
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Hello, my name is Tracy Berdelle and I have been in the mortgage industry for 16 years. I have loved being a part of this industry as I get to work closely with homebuyers. My favorite part of working with them is having the ability to help people buy their homes. It's typically the most important purchased of your life and I love to be a part of it and helping people smoothly through the process. I work hard to get the job done for my clients as effectively as possible by getting things done on time as well as communicating clearly and often. I want my clients to know that I will be prompt, communicative and on time with deadlines as they come up.
My start in mortgages started with the President of Success Lending, Shaun Patrickus. He gave me the opportunity to join this industry in 2005 and I've really found it exciting and rewarding. Also, for 6 years, I did have experience in real estate as I worked as a paralegal for top residential real estate firm Fogarty & Fugate. I feel that having the understanding of the real estate and mortgage side of the business has been really beneficial to my work and to my clients. In addition, I am also able to speak Spanish and work with Spanish speaking clients.
A little about me, when I have free weekends, I love to spend my time with my friends and family as well as riding my horse Toast. I also love to ski, and travel. My favorite places to travel are the mountains and the beach. Other interests of mine involve sports and I am a big fan of the Chicago Blackhawks. Lastly, I am a proud pet owner. I have 4 pets total, 2 dogs - Tux and Bu, Toast (as I mentioned earlier), and my giant goldfish Goldie.
I hope to have the opportunity to work with you and help you on your way to homeownership. I am licensed in TX, IL, MI, CO, and WI. Contact me today to get started.
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Hello!!! I am a Colorado Native growing up in Loveland CO. I currently reside in Fort Collins with my wife , 4 kids and two dogs. My youngest son, Jack, keeps us on our toes all the time and he is hilarious! As of this year I have been in the financial industry for 13 years. My experience consists of commercial, small business and residential lending. I found my passion in residential lending;
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I enjoy forming relationships with my clients built on trust, integrity and hard work. With over 20 years of experience I have been able to work with all kind of loan options. My history of working with Jumbo, Conforming, FHA, VA, USDA and several Down Payment Assistance Programs has given me extensive knowledge in how to find the right type for your home-financing needs. My goal is to simplify the process as much as I can and create a lasting relationship with my clients!Ask A Mortgage Question
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Bonnie Herrera is a Colorado native and she has her bachelor’s degree in business finance. With over 20 years plus in the lending industry, Bonnie has vast experience and knowledge in the immense world of mortgages. Every loan is different, she prides herself in getting accurate information up front. She takes the time at the initial loan application to listen intently and to ask a lot of questions to get the whole picture. This prevents costly delays later. Her style is open and honest communication and accessibility to those she works with, even after regular business hours. It is her goal to partner with every client each step of the way from first contact to move in day. We all know buying a home is stressful enough and it’s important to feel you have a team of people working on your side. In her spare time Bonnie loves to spend time with her family outside, hiking, biking and skiingAsk A Mortgage Question
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I was born and raised in a very small town in western Nebraska where I got my accounting degree from Chadron State. I moved to Colorado in 2008 and have never looked back. It just feels like I was meant to be here. I enjoy all the things CO has to offer, from hiking and mountain bike riding, to sand volleyball, paddleboarding, hitting up the amazing breweries we have here, and tubing the river. I enjoy anything outdoors, especially in the summer.
As an LO, I thrive in my ability to help people buy their first or new home and being available nights and weekends; because when are most people needing those services? As a mortgage broker, I can shop out over 30 lenders for my borrowers to find not only the best deal, but best program for their individual needs. We have all the "in the box" sort of products, but also so many out of the box products to help just about anyone, including builders. I will do anythign and everything I can do make the process as smooth as possible for you, while being able to walk you through anything you may be confused about. Home buying is a huge step and we want no confusion for you along the way. I look forward to working for you on your home buying process!
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Hailing from the Show Me state of Missouri, Wilson has called Colorado
home since 2005. With his passion for skiing, dirt biking, rafting and the
outdoors, he had started his Colorado journey living in Breckenridge.
This is where he fell in love with this great state!
Wilson only has one thing in mind: the client. Getting an idea of your
goals and needs helps him guide you to make the best decision.
Wilson and his team will take care of all of your needs with the best
customer service there is to offer. His team will work hard to maximize
the customer service that you deserve.
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I am proud to have helped thousands of families, friends, veterans, and community leaders buy and refinance thier homes since 1994. As a branch manager for Success Lending I am always looking to grow my team of loan officers and Realtor partners. My office is located in Carlsbad, CA but I am grateful to work in AZ, CA, CO, FL, ID, MD, TN, VA, and WA. In a crowded field of mortgage professionals I separate myself with my expertise in self employed borrowers and my knowledge of VA insured loans. Like many of you I am active in my community.
* Past President and National Convention leader for the Asian Real Estate Association of America
* Finance Chair and past board member for the Carlsbad Educational Foundation
* Past Board member for the Moonlight Cultural Foundation
* Past President for the Kiwanis Club of Carlsbad
* Past board member for the CSUSM athletic foundation
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I'm a local Colorado loan originator who specializes in a providing a seamless and simple buyer experience, while also having competitive interest rates. I work for a brokerage so we have a multitude of lenders that we shop to get the best interest rates - and also have access to a lot of unique mortgage products for self employed buyers or anyone with non-traditional income. I spend most of my free time adventuring on the trails in our beautiful state!Ask A Mortgage Question
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Colorado Native that loves working in the area I grew up. I am an advocate for military and veteran lending and support all community servants. I am an outside the box thinker that does not give up on getting you qualified to buy a home. I love helping first-time homebuyers make the dream a reality. I am always available for a text or call. Feel free to reach out anytime including nights and weekends.
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I am a licensed Loan Officer with CMG Home Loans, I'm committed to making your clients home lending experience an enjoyable and stress-free journey. Whether they are purchasing for the first time or purchasing another property, I am determined to find the best fitting loan for your clients situation and I offer many lending options as well as products exclusive to CMG home loans. I am an active advocate for education and would love to meet with you over a complimentary cup of coffee to discuss all questions and concerns you may have about our company and the lending process. Aside from loving craft coffee, I am a dedicated leader at my church and I treasure spending quality time with my husband and my two children. As a Colorado Native with Mexican roots, I am continuously giving back to the community by supporting local and small businesses and sharing my knowledge in lending, insurance and financial investing.
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Thank you for checking out my profile! I hope, after reading this, you have a better understanding of who I am, what’s made me me, and what motivates me. My quick answer: I am constantly interested in mastering my craft to help good people, with the best business partners. It is an economy of improving the livelihood of others. “I shall pass this way but once."
I’ve lived in 7 different states and I have talked with many people with different backgrounds and philosophies.
I am happy to announce that I recently moved back to CO after living in the KC area, where I started my professional career. In Kansas, I attended Benedictine College & played college football. While there, I earned my Bachelors & Masters of Business Administration.
After college, I worked for Enterprise Rent-a-Car as I worked my way up from an intern to a branch manager. During my career, I was able to maintain my position as THE top salesperson, trainer and branch manager. I was fortunate to win many awards, and mastered branch operations. I attribute this to my mentors who molded my mentality and my versatile teammates, whom I learned to work exceptionally well with.
After that, I was fortunate enough to find an insurance IMO in PMA. It was a 100% commission position in based throughout rural America. Again, I moved up very quickly by exceeding sales objectives and training new successful agents. I was inspired by the close relationships I had with my teammates and the great people I got to visit with at their dinner table. Thankful for all the stories and wisdom gained.
Currently, I am employed in business development. Using our tech heavy CRM solutions like: an ISA team, AI tech stack for lead conversion, amazing rates and service that is tailored specifically for those we work with.
I'm usually working, because I enjoy it! When I'm not working, I enjoy relaxing at home with family, lifting weights, and finding an adventure downtown, on the lake or in the mountains! My daughter Mia Rose, my dog Kona and I all feel lucky to have live here in CO.
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When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances. Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.Ask A Mortgage Question
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I’ve been in the mortgage industry for over 25 years, but my path here was anything but traditional. I started my career as a professional wrestler in Dallas before moving into radio as a nationally syndicated talk show host covering sports and pop culture. It was during my time hosting a mortgage radio segment that I was offered an opportunity to enter the mortgage business—and I took the leap.
Today, I serve as both a Loan Officer and Loan Counselor, with a passion for helping people navigate one of the biggest financial decisions of their lives. Whether you’re buying your first home, refinancing to lower your monthly payment, or looking to tap into your home equity, my goal is simple: make the mortgage process as smooth, honest, and rewarding as possible.
I’m proud to be part of Success Lending, in partnership with eXp Realty, which allows me to serve clients across more than 30 states.
A Little About Me
I’m based in Lewisville, Texas, and when I’m not helping clients, you’ll probably find me doing something that keeps life interesting. I take my custom Star Wars-themed Dodge Chargers to local car shows and use them to support charitable causes. I also volunteer as a mobile DJ, a graphic artist, follow just about every sport imaginable, and consider myself a BBQ enthusiast who is still very much in training!
And yes, I’m a serious Star Wars collector.
Most importantly, I’m a family man. My wife and I have three amazing kids. One is a Doctor, another is a Percussion Director, and the third is a volleyball coach! We also share our home with four lovable rescue pups: Kona, Kahlua, Athena, and Zeus
At the end of the day, I love what I do because I get to help people accomplish something meaningful. If you’re looking to purchase a home, refinance, or explore your financing options, I’d be honored to be your mortgage resource and help you every step of the way.
I am currently licensed in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, MD, MI, MN, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SD, TN, TX, VA, and WA
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With over 38 years of residential mortgage lending experience, I have performed at peak levels including winning Chairman’s Club status and leadership roles serving the lending needs of builders, homebuyers and real estate professionals. In this capacity, I have been responsible for managing and directing the work for a team of Mortgage Loan Consultants. My extensive background in the mortgage industry has allowed me the opportunity to help clients find financing that complements their wealth-building strategies and I have guided them through the process every step of the way. That experience has proven to be invaluable in assisting each and every client. More than just concentrating on what the client wants, I intuitively work with them to discover why homeownership is important and how it fits in with their family's life goals. I understand the client needs and how to customize the loan to meet the clients' financial goals. I am experienced with the new construction market and have financed every dream from starter condo to mansion. I am a Buyer’s Mortgage Banker and pride myself in working with all types of homebuyers who require different levels of support and coaching to achieve homeownership. I am a problem solver and keep a “can do” attitude in this highly regulated industry. My team prides itself in transparency, accessibility and delivering at an extremely high level of service to our partners.
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As your trusted loanDepot loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. Whether you are a first-time home buyer or seasoned buyer, you can trust me and my team with all your home financing needs.
I am a huge family person, foodie, enjoy traveling and love golf. I studied abroad in Florence, Italy which is where my love for food and travel really grew. I am a dedicated mom, friend, and colleague with a passion for helping others.
Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
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Hello, my name is Matt Lake and I live in Canton, GA, which is about 45 minutes north of Atlanta. I started in the mortgage business in 2000 and have closed thousands of loans over the last 2 decades. My experience and expertise allow me to simplify a complex process, explain guidelines thoroughly and structure to close all types of mortgages. One of my goals with every client is to guide them through the process as easily and stress-free as possible. I know the importance of finding a dream home and I believe that a home is one of the foundation blocks for a family. Buying or refinancing a home is an important step for a person or family and I love that I can be a small part to make that a reality.
My family, which includes my wife of 20 years and two teenage boys, loves to camp and explore the country in our RV. I am a Head Coach for the local Georgia Cycling Mountain Bike Team and have coached numerous other youth sports over the years. I am a coffee fanatic and enjoy volunteering in my local community as a motivational speaker. I have had the privilege of being featured at student retreats, fundraisers, FCA gatherings, school functions, and numerous other events.
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First Western Trust
- NameDavid Salmon
- LicenseNMLS #297607 | CO MLO #100009507
- Phone970-690-1222
- Get Started
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Ryan is a San Diego Native that is proud to call Colorado home. He's been in the real estate industry since 2014, Ryan’s reputation among clients and real estate professionals has led him to become not only a top producing loan officer, but also an influencer amongst the real estate community. Ryan prides himself in being a student of the business and knowing what it takes to get the tough deals done in an ever-changing industry. He is dedicated to not only assisting borrowers achieve the dream of home ownership but also assisting real estate agent, builders, and business owners grow both personally and professionallyAsk A Mortgage Question
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Whether you’re looking to buy, build or refinance your home, you can rely on Kendra to make a real difference. She is committed to finding the right loan with great rates, terms and costs to meet your specific needs. Kendra offers a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Kendra has been in the mortgage industry since 2006, accumulating experience through a variety of positions, including operations manager and senior loan originator. She supports her clients’ dream of home ownership by working diligently to help them navigate the nuances of the home buying process, making sure to keep consistent, honest communication throughout each step. In addition to helping clients get into their dream home, Kendra values building long-term relationships with each client in order to help set them up for long-term financial success. As a Colorado native, Kendra is passionate about serving her neighbors throughout all Colorado markets. She takes great pride in the beautiful state that she lives in and enjoys helping everyone achieve the American dream. Outside of originating home loans, Kendra cherishes spending time with her family and two dogs, Diesel a Cane Korso and Jezebel an English Bulldog. As a family they love to go off road on their dirt bikes and catch some thrills. You'll find her enjoying the warm, Colorado summer nights outdoors or watching movies with her family on any given weekend. Kendra also has love for learning, reading and anything fashion related. Financing a home is one of the biggest commitments you will ever make - let Kendra help guide you throughout the entire loan process from application to closing and beyond.Ask A Mortgage Question
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Twenty-seven years as a Mortgage Advisor, and I am still passionate about helping people realize the dream of homeownership! I offer honest, well communicated, knowledge-based lending experience. I enjoy helping educate homebuyers throughout the mortgage process so that they become empowered and make informed decisions on what is likely, the most significant investment in their lives. I love working with millennials and was nicknamed the Colorado Mortgage Momma by one of my clients, and it has stuck! A Colorado Native. I love to cycle, hike, snowboard, backpack, and camp. I also enjoy photography, concerts, and cooking. I love checking out all the great restaurants and coffee shops Denver has to offer. I’m married to a South Metro Firefighter and have three children. I look forward to helping you meet your goal of homeownership!Ask A Mortgage Question
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